In 2026 the national average used car payment ranges from $500-$570 per month for an average of 72 months. It really depends on how much you can budget for a used car. If you are looking to have something that is a newer model more reliable I would budget to spend anywhere from $30,000-$40,000. If you don't mind having an older model year you should be able to find something for under $25,000. If you are concerned about financing you just need to make sure you budget your down payment.
