How to Buy a Used Car in the Chicago South Suburbs
Buying a used car can be a great way to get the vehicle you need without paying the price of a brand-new model. But with so many cars, trucks and SUVs available, knowing what to look for can make the buying process much easier.
If you're shopping for a used car in the Chicago South Suburbs, there are several important things you should consider before making a purchase.
At Champion Motorsports, we help local drivers find pre-owned cars, trucks and SUVs that fit their needs and budget. Here's what you should know before buying your next used vehicle.
1. Determine Your Budget
Before you start shopping, determine how much you are comfortable spending.
Remember that the purchase price isn't the only expense associated with owning a vehicle. You'll also want to consider:
Sales tax
Title and registration
Insurance
Fuel
Maintenance
Tires and brakes
Potential repairs
If you're financing your vehicle, consider both the monthly payment and the total amount you'll pay over the life of the loan.
2. Decide What Type of Vehicle You Need
Think about how you actually use your vehicle.
Do you need a fuel-efficient commuter car?
A used sedan may be a good fit.
Do you have a family?
A used SUV or crossover may provide the additional passenger and cargo space you need.
Do you tow trailers, boats or equipment?
A used pickup truck may be the better choice.
If you regularly drive during Illinois winters, you may also want to consider AWD or 4WD, depending on your driving needs.
3. Research the Vehicle
Once you've found a vehicle you're interested in, research the specific year, make and model.
Look at:
Typical reliability
Fuel economy
Common maintenance issues
Safety features
Resale value
Parts and repair costs
Insurance costs
Don't just research the model in general. A vehicle's individual history and condition are extremely important when purchasing used.
4. Check the Vehicle History
A vehicle history report can provide valuable information about a used vehicle.
Depending on the vehicle and available records, a history report may show information such as:
Previous ownership
Reported accidents
Title history
Mileage records
Service records
Number of previous registrations
A history report isn't a substitute for inspecting the vehicle, but it can be an important part of your research.
5. Inspect the Vehicle
Take your time looking at the vehicle before purchasing it.
Check the exterior for:
Mismatched paint
Dents and scratches
Rust
Uneven panel gaps
Windshield damage
Tire condition
Inside the vehicle, check:
Seats
Carpet
Dashboard
Air conditioning
Heat
Radio
Windows
Locks
Lights
Warning indicators
Don't be afraid to ask questions about anything you notice.
6. Take a Test Drive
A test drive is one of the most important parts of buying a used vehicle.
Pay attention to how the vehicle:
Starts
Idles
Accelerates
Brakes
Shifts
Steers
Rides
Listen for unusual noises and pay attention to warning lights on the dashboard.
Try the vehicle at different speeds and, when appropriate, on different types of roads.
7. Consider a Pre-Purchase Inspection
If you're seriously considering a used vehicle, you may want to have an independent mechanic inspect it before completing the purchase.
A professional inspection can identify mechanical issues that aren't obvious during a normal test drive.
This can be particularly valuable when purchasing an older or higher-mileage vehicle.
8. Understand Your Financing Options
Many used-car buyers choose to finance their vehicle rather than paying cash.
Your financing options can depend on factors such as:
Credit history
Income
Down payment
Vehicle age
Vehicle price
Loan term
Before signing paperwork, make sure you understand the interest rate, loan term, monthly payment and total amount financed.
9. Don't Forget About Your Trade-In
If you already own a vehicle, you may be able to trade it toward your next vehicle.
Before bringing your trade to the dealership, gather:
Title
Registration
Keys and spare keys
Service records
Loan information, if applicable
Cleaning the vehicle and removing personal belongings can also make the appraisal process easier.
10. Find a Dealership You Can Work With
The dealership you purchase from matters.
Look for a dealer that is willing to answer your questions, provide information about the vehicle and give you enough information to make an informed purchase.
If you're shopping for a used car, truck or SUV in the Chicago South Suburbs, Champion Motorsports invites you to browse our current inventory and contact us with questions about any vehicle you're considering.
Shop Used Cars at Champion Motorsports
Our inventory changes regularly, so if you don't see exactly what you're looking for today, check back frequently.
Whether you're looking for a used car, used SUV, used truck, luxury vehicle or affordable commuter, we're here to help you find your next vehicle.
Ready to start shopping? Browse the current Champion Motorsports inventory or contact our team to schedule a test drive.
